MOTRIX.
Refinance Score
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◆ FREE · NO SIGNUP · 60 SECONDS

Should you refinance
your auto loan?

Plug in your current loan numbers. We'll score 0-100 across rate delta, time remaining, equity position, and credit improvement — and tell you the actual dollar savings if you refi.

// YOUR CURRENT LOAN
$
Pull this from your most recent statement.
Your loan's annual percentage rate.
How long until the loan is paid off.
$
Optional — used to verify the math.
// VEHICLE + CREDIT
$
Get a quick value at carvana.com/sell-trade-in or KBB.com. Used to check if you're underwater.
// REFI OFFER (optional)
If you have a refi pre-quote, enter it here. Otherwise we use the current market benchmark for your credit tier.

Strong refi score? Lock the rate.

Compare refinance offers from AutoApprove, RefiJet, and credit unions in your area. Most refis close in 7-14 days with no impact to your daily driving.

Buying your next car instead? Try Deal Score · Start a deal