Car buying service in
Boca Raton, Florida.
Tell Motrix the car. Motrix negotiates with Boca Raton-area dealers for you, gets every price itemized in writing, and hands you one out-the-door number to approve. Deal and Pro: $0 until you sign.
01Buying a car in Boca Raton: what is local
Boca Raton sits on the Broward line, and plenty of Boca buyers end up comparing Broward stores against Palm Beach ones. That is a good instinct, with one tax detail to watch: the surtax follows your registration address, not the dealer, so a Boca resident should be charged Palm Beach County’s 2026 rate of 0.5% even at a Broward dealer whose own county rate is 1%.
Palm Beach County’s total surtax fell from 1% to 0.5% on January 1, 2026 (Florida DOR, DR-15DSS). Check that any quote dated this year reflects it.
02Boca Raton car sales tax in 2026
Florida charges 6% state sales tax on the taxable price of a car. Palm Beach County adds a 0.5% discretionary surtax for 2026, and Florida applies county surtax only to the first $5,000 of a single item, so the county portion on one car is at most $25.
Two rules change the number. A trade-in is deducted before tax: Fla. Stat. 212.09 taxes the price of the car less the trade-in credit. And the surtax follows the county on your registration address, not the dealer’s county (Fla. Stat. 212.054), so shopping in a neighboring county changes the price and fees you can get, not your tax rate.
| Worked example | Boca Raton (Palm Beach County) |
|---|---|
| Taxable price (after any trade-in) | $35,000 |
| State sales tax, 6% | $2,100 |
| County surtax, 0.5% of the first $5,000 | $25 |
| Sales tax total | $2,125 |
| Nearby county | 2026 surtax | Max on one car |
|---|---|---|
| Palm Beach County (this page) | 0.5% | $25 |
| Broward County | 1% | $50 |
| Miami-Dade County | 1% | $50 |
Sources: Florida Department of Revenue, Discretionary Sales Surtax Information for Calendar Year 2026 (DR-15DSS); Florida sales and use tax (6% state rate); discretionary sales surtax (first $5,000 limit). Rates checked October 2026. This is general information, not tax advice; the dealer and the tax collector compute the final figure.
03Dealer fees: no cap in Florida
Florida sets no dollar limit on the dealer fee, whether the quote calls it a doc fee, dealer fee or predelivery service charge. The law regulates how it is shown, not how big it is. Under Fla. Stat. 501.976(18), every document with that line has to say the charge “represents costs and profit to the dealer.” Under 501.976(16), an advertised price has to include every fee the buyer must pay except taxes, tags, registration and title.
So a Boca Raton dealer fee is legal, set store by store, and part of the price. Compare quotes by the out-the-door total, not the fee line, and if one store will not move its fee, ask for the same amount off the selling price. The full breakdown is in the Florida dealer fee guide.
04Tag, title and registration
These are state fees, not dealer fees. They should match the FLHSMV schedule; anything the dealer adds on top is a dealer charge. From the FLHSMV fee schedule (electronic titles):
| FLHSMV fee | Amount |
|---|---|
| Title, original (new vehicle) | $77.25 |
| Title, original (used vehicle) | $85.25 |
| Title, transfer | $75.25 |
| Lien recording (if financed) | $2 |
| Original or replacement license plate | $28 |
| Initial registration fee | $225 |
Annual registration is charged on top and varies with the vehicle, and the paper-title option adds $2.50. Whether the plate and initial registration fees apply depends on your situation, for example whether you are transferring an existing Florida plate. Ask the dealer to label which lines on the quote are FLHSMV fees.
Source: FLHSMV, Motor Vehicle, Tags & Titles fees, checked October 2026.
05Add-ons to look for on a Boca Raton quote
Dealer-installed add-ons usually appear as a second sticker next to the factory window sticker, or as one bundled package line on the quote. The ones to question:
- Window tint, often pitched hard in the Florida sun. It can be worth having, but price it against an independent shop.
- Paint and fabric protection coatings.
- Nitrogen tire fill (see the dealer nitrogen fee).
- VIN etching and theft-deterrent devices.
- A bundled dealer add-on package with a friendly name and a round number.
Pre-installed does not mean you must pay for it. Ask in writing for the item to come off, or for an equal cut to the selling price. Paste any quote into the free Fee Checker to see every dealer fee and add-on line flagged.
06How Motrix works in Boca Raton
- Tell Motrix the car: make, model, trim, and how you plan to pay.
- Motrix negotiates with the dealers for you, so you are not trading calls with salespeople.
- Every price comes back itemized in writing: selling price, dealer fee, add-ons, tax, tag and title.
- Motrix contests add-ons you did not ask for and pushes the total down.
- You approve one out-the-door number and go to the dealership only to sign.
Motrix is online, so there is no office to visit. Deal and Pro: $0 until you sign. The Deal plan is $0 today, $499 only when your deal closes ($399 for the first 100 buyers).
Teacher, nurse, first responder, military or government worker? Verified members get $100 off a deal through the Motrix heroes offer.
07Two closed Motrix deals
Neither deal was in Boca Raton. Results depend on the car, the market and the dealers.
Boca Raton car buying questions
What is the sales tax on a car in Boca Raton?
Florida’s 6% state sales tax on the taxable price, plus Palm Beach County’s 0.5% discretionary surtax on the first $5,000, for 2026 (Florida Department of Revenue, DR-15DSS). On a $35,000 taxable price that is $2,100 state tax plus $25 county surtax, $2,125 in all.
I live in Boca Raton. Should I pay Broward’s tax rate if I buy in Broward?
No. Under Fla. Stat. 212.054, a vehicle sale is taxed at the surtax rate of the county on the buyer’s registration address. For a Boca Raton (Palm Beach County) address that is 0.5% in 2026 on the first $5,000, plus the 6% state rate on the full taxable price.
Is there a cap on dealer fees in Boca Raton?
No. Florida sets no dollar cap on the dealer fee (also called the doc fee or predelivery service charge). Fla. Stat. 501.976(18) requires the fee to carry a printed disclosure that it "represents costs and profit to the dealer," and 501.976(16) requires an advertised price to include every fee the buyer must pay except taxes, tags, registration and title. The fee is set store by store, so the way to beat it is competing written quotes on the same car.
How does Motrix work for a Boca Raton buyer?
You tell Motrix the car you want. Motrix negotiates with the dealers for you, gets itemized out-the-door prices in writing, contests add-ons you did not ask for, and brings you one number to approve. You only go to the dealership to sign. Motrix is online, so there is no office to visit.
What does Motrix cost?
Deal and Pro: $0 until you sign. The Deal plan is $0 today, $499 only when your deal closes ($399 for the first 100 buyers). Pro is $799, also owed only when a deal you accept closes. Concierge ($1499) is paid to start.
Can I check a Boca Raton dealer quote for free?
Yes. Paste or upload the quote into the free Motrix Fee Checker at usemotrix.com/fee-scanner. It flags the dealer fee, add-ons and anything that looks padded.