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Four-Square / 4-Square Method

A worksheet that confuses you about price, trade, down payment, and monthly. Refuse it.

// Why it matters

The four-square is a piece of paper divided into quadrants — vehicle price, trade-in, down payment, and monthly payment. Salespeople use it to manipulate four numbers simultaneously, making it hard to track which one is actually moving. The defense: insist on negotiating ONE number at a time, starting with out-the-door price. Read more in our four-square deep dive.

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